ABOUT
UNIVERSITY
ACCESS
Breaking Barriers, Building Dreams
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Be Free to Dream
Congratulations! Did well for your A-Levels / Poly and qualify for a place in university? Worried about finances and considering skipping university to help your family out?
University fees can be daunting, and student loans are a big decision. But University Access has got you covered!
University Access guarantees 100% tuition fee coverage for all Singaporean students with the greatest financial need, so you can focus on what truly matters: immersing yourself in a transformative university experience and seizing the opportunities that come your way.
guarantees 100% tuition fee coverage for all Singaporean students with the greatest financial need
3 Simple Criteria to Qualify
Unlike typical bursaries and scholarships, eligibility is based only on your household economic circumstances.
Singapore Citizen Full-time Undergraduate
Gross monthly household per capita income less than or equal to $750*
Live in 4-room HDB Flat or smaller*
No additional selection interviews
No bond required
No quota on the number of recipients awarded
*Some universities have expanded the per capita income criterion to $1,100 and below, and relaxed the housing criterion to all housing types. Check your eligibility or the financial aid packages at the respective universities below.
Here's how to get started
Check out the financial aid packages at the respective universities below:
Click/tap on each university's bubble to learn more!
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Singapore Citizen Full-time Undergraduate
Per Capita Income not exceeding S$1,100
100% tuition fee coverage after taking into account all scholarships, bursaries and Government tuition fee subsidies.
- Applicable to full-time undergraduates of the university enrolled as Year 1 students, for up to 4 years of your undergraduate studies
- Students whose Per Capita Income is more than or equal to S$750 can check out other financial aid options available at the respective universities’ websites - NTU, NUS, SIT, SMU, SUSS, SUTD
Singapore Citizen Full-time Undergraduate
Per Capita Income not exceeding S$1,100
100% tuition fee coverage after taking into account all scholarships, bursaries and Government tuition fee subsidies.
For PCI not exceeding $750, you will also receive an additional $10,000 Opportunity Enhancement Grant (over 4 years) for on-campus stay and overseas exposure, and an additional $4,000 per annum of living expenses.
- Applicable to full-time undergraduates of the university enrolled as Year 1 students, for up to 4 years of your undergraduate studies
- Students whose Per Capita Income is more than or equal to S$750 can check out other financial aid options available at the respective universities’ websites - NTU, NUS, SIT, SMU, SUSS, SUTD
Singapore Citizen Full-time Undergraduate
Per Capita Income not exceeding S$750
Live in a 4-room HDB flat or smaller; family does not own any private property
100% tuition fee coverage after taking into account all scholarships, bursaries and Government tuition fee subsidies.
- Applicable to full-time undergraduates of the university enrolled as Year 1 students, for up to 4 years of your undergraduate studies
- Students whose Per Capita Income is more than or equal to S$750 can check out other financial aid options available at the respective universities’ websites - NTU, NUS, SIT, SMU, SUSS, SUTD
Singapore Citizen Full-time Undergraduate
Per Capita Income not exceeding S$1,100
100% tuition fee coverage after taking into account all scholarships, bursaries and Government tuition fee subsidies.
You will also receive an additional $4,000 Global Experience Grant (over 4 years) for global exposure, and an additional $4,000 per annum of living expenses.
- Applicable to full-time undergraduates of the university enrolled as Year 1 students, for up to 4 years of your undergraduate studies
- Students whose Per Capita Income is more than or equal to S$750 can check out other financial aid options available at the respective universities’ websites - NTU, NUS, SIT, SMU, SUSS, SUTD
Singapore Citizen Full-time Undergraduate
Per Capita Income not exceeding S$750
Live in a 4-room HDB flat or smaller; family does not own any private property
100% tuition fee coverage after taking into account all scholarships, bursaries and Government tuition fee subsidies.
- Applicable to full-time undergraduates of the university enrolled from AY2023/2024, for up to 4 years of your undergraduate studies
- Students whose Per Capita Income is more than or equal to S$750 can check out other financial aid options available at the respective universities’ websites - NTU, NUS, SIT, SMU, SUSS, SUTD
Singapore Citizen Full-time Undergraduate
Per Capita Income not exceeding S$750
Live in a 4-room HDB flat or smaller; family does not own any private property
100% tuition fee coverage after taking into account all scholarships, bursaries and Government tuition fee subsidies.
Compulsory Freshmore hostel expenses will be fully covered.
- Applicable to full-time undergraduates of the university enrolled as Year 1 students, for up to 4 years of your undergraduate studies
- Students whose Per Capita Income is more than or equal to S$750 can check out other financial aid options available at the respective universities’ websites - NTU, NUS, SIT, SMU, SUSS, SUTD
Here’s what you can expect
Unlike typical bursaries and scholarships, eligibility is based only on your household economic circumstances and there is no quota on the number of recipients awarded. No additional selection interviews and no bond is required.
Key differences explained: University Access vs traditional bursaries and scholarships
Guaranteed to all who meet the financial criteria
100% coverage of tuition fees
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Coverage of up to 4 years
Bond-free
Guaranteed to all who meet the financial criteria
100% coverage of tuition fees
Coverage of up to 4 years
Bond-free
Guaranteed to all who meet the financial criteria
100% coverage of tuition fees
Coverage of up to 4 years
Bond-free
Frequently-Asked-Questions
You may quickly find the information needed for University Access application.
Anyone applying for full-time university as a Singapore Citizen, with a family per capita income of $750* or less, and reside in a 4-room HDB flat or smaller*. The family must not own any private property.
*Some universities have expanded the per capita income criterion to $1,100 and below, and relaxed the housing criterion to all housing types. Check out your eligibility here.
If you qualify, University Access will cover 100% of your tuition fees for the entire course of your 4 years undergraduate studies. Some universities might even offer extra benefits.
Unlike typical bursaries and scholarships, University Access provides an upfront guarantee of 100% tuition fee coverage. Eligibility for these broad-based initiatives is based only on the student’s household economic circumstances and there is no quota on the number of recipients awarded. Our University Access initiatives are also bond-free.
As of 2024, all 6 autonomous universities in Singapore! NTU, NUS, SIT, SMU, SUSS and SUTD have committed to guarantee full financial aid for all Singaporean students with the greatest financial need.
Apply to your desired university during the general admissions window and submit your financial aid application to the university. If you meet the eligibility criteria stated above, you will receive 100% tuition fee coverage under University Access at the respective universities. Check out the application timeline below and the application process at the respective universities here.
Prospective eligible students will be informed of the outcome of their financial aid application (i.e. the specific donor award and the applicable benefits) by the first semester after matriculation. Check out the application process at the respective universities here.
University Access
As Singapore progresses, we must continue to ensure <span class="text-special">equal access to quality higher education for all talented students,</span> regardless of background. This is key to a dynamic and cohesive society where our youth have a fair shot at achieving their full potential and a reason to be optimistic about the future.
Dedicated to accessibility
For students from lower socio-economic backgrounds, university education is an important leveller, <span class="text-special">offering access to developmental and career opportunities, </span> valuable social networks, and cultural capital. However, some may hold back from applying for or enrolling in a university – daunted by tuition fees, uncertainties about financial aid, and the short-term opportunity costs of not working.
A strategic initiative by Quantedge Foundation
University Access is a strategic initiative conceived by Quantedge Foundation to catalyse a movement across all autonomous universities in Singapore to ensure that all deserving Singaporean youths <span class="text-special">have access to a truly need-blind university education.</span> University Access, together with other donors, hopes to see talented students in Singapore <span class="text-special">chase their dreams</span> at university without worrying about the cost.
*Based on survey data of Quantedge Foundation awardees as of 2023.